Protect Your Assets with Us
and Have Peace of Mind!

(201) 945-7746
331 Shaler Boulevard,
Ridgefield, NJ 07657-2534

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Homeowners Insurance

Home Sweet Home! Your biggest asset must be properly covered. Whether you are a home owner, rent your home or are a renter, we’ve got you covered!

If you own commercial property we have unlimited insurance companies to price your buildings for the most efficient and economic coverage available.

  • Homeowners
  • Condominium
  • Renters
  • Dwelling Fire
  • Commercial Property
  • Flood Insurance
House, Business Insurance in Ridgefield, NJ

What does Homeowners Insurance Cover?

  1. Structural Coverage:
    Covers damage to your home caused by fire, wind, theft.
  2. Personal Property Protection
    Covers the things you value, such as your furniture and electronics, for damage caused by specific events.
  3. Optional Coverage
    Add specialized coverage at reasonable rates, including flood coverage, high-value items insurance, and full replacement value coverage for personal property.
  4. Liability Protection
    Protects you and your family from liability for accidentally causing injury to others or damaging someone else's property.
  5. Guest Medical Coverage
    Helps pay the medical expenses of someone injured in your home whether or not it's your fault.
  6. Living Expenses Reimbursement
    If you can't live in your home for a while due to a covered loss, this coverage helps with related living expenses, such as the cost of temporary housing and food.
Take Advantage of These Great Discounts*
  • Home and Auto Discount
    Save up to 15% on your homeowner's policy by combining your home & auto policy with Allstate.
  • Fire Resistant Materials
    Be rewarded for using fire resistant materials to safeguard your home.
  • Protective Devices
    Burglar alarms, smoke detectors, fire alarms, sprinkler systems and more can add up to serious savings.
  • New or Renovated Home
    Receive a discount for insuring your new home at the time of purchase or for updating your home's mechanical systems and structure.